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Financial Lessons to Learn This Pandemic

Financial Lessons to Learn This Pandemic

Business
The pandemic could be many things to the health and business sector. To families, though, it is a financial crisis, which no one saw coming. Millions of families struggled around the world during the pandemic, especially those with lower incomes. Because it was an unforeseen situation that closed down industries, many people lost their jobs. Thus, they struggled with their daily expenses, including food on the table and paying their bills. Some even lost their homes because they couldn't afford rent. According to the survey by YouGov for Forbes Advisor, most Americans could only save one to three months of their expenses for emergencies. But, during the pandemic, 73.3% of the survey respondents already used up half or more of their savings.  Some families had enough to put foo...

To Prioritize or to Procrastinate: 3 Self-management Tips

Business
As an adult, managing your daily life is more demanding than what the movies make it seem. There is no pop music playing when you get up in the morning, and there is certainly no quick montage detailing how you do the housework. Everything needs to be dealt with on schedule if you continue functioning even at a bare minimum. Waking up late on weekends means missing necessary appointments with your orthodontist, which should not happen. You can even find yourself being in a long weekday bank queue because you slept on weekends. You get the idea. Imagine the struggle all because you do not prioritize. The secret to adulting is self-management. However, if it had been too easy, the term adulting would never have been given the gravity it has today. On most days, adulting makes most people ...
Your Financial Guide: 4 Smart Ways to Boost Your Borrowing Capacity

Your Financial Guide: 4 Smart Ways to Boost Your Borrowing Capacity

Business
One of the major parts of personal finance is your borrowing capacity. To put it simply, this refers to the amount that a financial institution can lend you when you’re planning to purchase any property. Lenders take several factors into account and often have different qualifications for increasing a client’s borrowing capacity. All these are considered to prevent anyone from borrowing more than they can repay. Among the most common factors that lenders use for calculations are liabilities, income, and expenses. Personal loans, car loans, and credit card limits fall under liabilities, which can significantly limit a person’s borrowing capacity. By knowing how much you can borrow, you can better gauge what property fits you. To find out more about borrowing capacity and how to incre...
What Are the Basics of Term Insurance?

What Are the Basics of Term Insurance?

Business
In the purview of rising lifestyle diseases, and the COVID-19 pandemic, there has been a significant growth in the awareness of the importance of a robust life insurance cover amongst Indians. Today, many people are willing to purchase a term plan to protect their family’s financial future. If you are looking to buy a term plan yourself, it would help to understand the basics. So, read on, as we discuss a few critical aspects of the term insurance plan. Features and benefits of term insurance         Affordable premium – Term insurance has the lowest premium among other types of life insurance.         Tax benefit – A term insurance policy is an excellent tax-saving instrument. The premium you pay for the policy is eligible for tax deduction up to Rs. 1.5 lakhs under Se...

Hiring Freelancers Can Be Your Best Business Decision Today

Business
With COVID-19 threatening our traditional views of the workplace and employment, restructuring your organization’s operations can be challenging. One idea may have popped into your mind: why not hire independent contractors or freelancers to work with you on projects? It sounds like a great idea, but you may have your reservations, and understandably so. Maybe you don’t have prior exposure to their working style, and you aren’t even sure if they can produce quality work. In addition to these, you don’t know if they can work well with your existing team, either. These concerns are valid, but hiring freelancers offers numerous benefits for your business. Let us walk you through the reasons why you should take the chance. Why Hiring Freelancers Is Good for Business Your busine...

Self-management: 3 Ways to Set Priorities and Be Productive

Business
Management skills are essential in the workplace, but people usually only think of managing others, and good leaders are indeed hard to come by. While these skills are important, managing yourself is crucial, too—not just at the workplace but also in your life. See, having the ability to manage yourself is usually an essential indication of your capability to handle others. Why is self-management important? It's the ability to hold yourself responsible for your work and life. It's the act of prioritization and budgeting your time properly. You know what you need to do, and you do it. Self-management also pertains to how you manage your personal errands. Some people often struggle to keep up with their schedules, but someone who knows how to handle themselves does not need to be reminde...
3 innocent attractions you could encounter in non-adult webcam jobs!

3 innocent attractions you could encounter in non-adult webcam jobs!

Business
Normally, when they hear the word "fetish", people automatically tend to think about something sexual, but it isn't always the case. Sometimes, we are just talking about an innocent attraction, as the ones we will mention in this article. As a non-adult cam girl working in webcam jobs, you're not allowed to undress or engage in any type of sexual activity to entice your members. Instead, all you have to do is talk to them and convince them to spend as much time as possible with you in the private session. However, this doesn't mean that men won't still be men and they won't be attracted to some of the weirdest things you could imagine. Of course, we are not talking about fetishes such as dominance or impact play since they aren't compatible with non-adult webcam jobs. Our friends at Stu...
Man Steals Woman’s Identity, Poses as Lesbian on Tinder

Man Steals Woman’s Identity, Poses as Lesbian on Tinder

Business
A woman has been left terrified by the actions of a creepy cyber-stalker who stole her photographs and personal details to set up a fake profile on Tinder. The woman, a 28 year old from Milton Keynes who is named Faith, was horrified when the man’s actions first came to light. At the time, she wasn’t even using dating apps and was happily settled in a relationship with her boyfriend. It came as a shock then, when a friend contacted her and asked her why her photo was on Tinder and even more confusing was the fact that she had seemingly listed herself as a lesbian. Faith’s friend knew that she was not a lesbian so the profile caused alarm bells. Faith said, “"My friend is lesbian and this profile flagged up in my name as a woman looking for women. She knew it couldn't possib...

How You Can Future-Proof Yourself

Business
With how things are today, we’re all very worried about how the future may end up being. The economy is fluctuating, the job market isn’t steady, and many people are concerned about their next meal. The pandemic really did a number on everyone’s lives, and many are planning their next move in life- be it to recover what they lost or start anew. If society has learned anything, it’s that we always have to prepare for the future. Especially us, as we’re very prone to the volatile changes in society. To help you future-proof yourself, below are some practical steps you can try out. Be Tech Literate Every year, we become more reliant on technology for our everyday needs. Most companies normally have a certain degree of computer knowledge, and going through life without understandi...
Top Cryptocurrency Tips That You Probably Never Knew About

Top Cryptocurrency Tips That You Probably Never Knew About

Business
The cryptocurrency market size is expected to be valued at 2.2 billion in 2026. This is equivalent to an annual compound rate of 7.1% from 2021. The tremendous growth comes as more individuals realize the benefits of crypto trading and investment. Moreover, the growth can be attributed to the rising adoption of cryptocurrencies for payments and transactions in the US. If you are interested in cryptos, you must be aware of the risks and demands of this new venture. Keep reading this cryptocurrency guide to learn the top cryptocurrency tips that you probably never knew about. Have a Purpose What's your motive for venturing into cryptocurrencies? If asked, most crypto traders and investors reveal that they are in the game for the money. This is somewhat true as everyone hopes to grow th...